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EPISODE 2 - ROBYN

Robyn is just spinning her wheels. Her debt doesn't increase, but it doesn't decrease either. Robyn needs to break her credit cycle, and money coach Ayse Hogan comes up with the following plan:

  • Robyn must follow a strict budget, and restrict spending to necessities. A substantial sum should go toward debt repayment.

  • Robyn needs a second job, to allow for some breathing room so that she can feel more in control of her finances.

  • Robyn needs to go into credit counselling. Perhaps a consolidation loan will help her get rid of the credit cards that are ruling and ruining her life.

Ayse tells Robyn it should take her two years to pay down what took her 10 years to accumulate. Ayse encourages Robyn to be proud of who she is and to adopt a more positive outlook.